Program Overview

Pathways is designed to enable your company to offer flexible and comprehensive defined contribution plan services to your employees, while minimizing the time and expense of plan administration. The program is based upon a prototype plan design, supported by dedicated client service.

The program provides:

• A representative selection of mutual funds

• Complete administrative and record-keeping services, including daily valuation and participant telephone exchange and inquiry

• Employee communications

• Trustee services

Based on a flexible core plan
Pathways can accommodate all corporate defined contribution and defined benefit plans. There are two prototype plans, both approved by the Internal Revenue Service. The first is a standardized plan, the adoption of which means substantially reduced paperwork and technical problems for you, the plan sponsor, while providing flexibility of choice in plan provisions. If you want more flexibility, or several qualified retirement plans, the nonstandardized prototype plan offers you a simple, streamlined method of adding an additional plan or combining several of the plans, with a simplified submission process to your Internal Revenue Service District Office. Both plans will be continuously updated, ensuring compliance in core plan design.
Selections can be made and features can be added to fit your plan's specification, including:

The program provides all necessary documentation for your plan, including: 

• Plan Adoption Agreement

• Summary Plan Description

• Corporate Board Resolution

Backed by dedicated service
We are dedicated to providing the highest level of service to our clients – not just in the initial stages of plan design, fund selection and implementation, but throughout all stages of plan administration and operation.

Read more about . . .

• Benefits of Pathways Plan Services for your plan

• Benefits for your employees

• Investment Options

• Record Keeping and Administrative Services

• Employee Communications